Humaniq (HMQ)

Humaniq (HMQ) widget

ICO date: 04.04.2017 - 24.04.2017
Industry: Financial Services
Description:

A next generation financial service for unbanked people based on Blockchain as a platform

Features:

- Mobile Wallet is an interface for mobile (iOS, Android) users that provides them with quick access to their balances and lets them transact with other users/merchants. - A built-in module for collecting biometric user data, such as voice and video, which can be used to bind user with his identity and provide them with additional features of the platform, such as activity or action-based emission. - If the user already has Humaniq tokens they might transact directly using Token smart contract bypassing Humaniq servers. After signing the transaction user might send it directly to Ethereum blockchain.

Founded: Luxembourg
Technical details:

Humaniq is a decentralized platform based on blockchain technology. It's major component is that a transaction settlement will be done on Ethereum blockchain using the Standard Token (ERC20) contract. New tokens will be emitted for every authenticated user and the rules of emission will be controlled by “Emission smart contract”. Humaniq servers will be responsible for authorization of users on the blockchain via Biometric ID services as well as approving additional token emission. Users will only interact with Mobile Wallet for their smartphones. There are three key components of Humaniq platform: - User-facing mobile Wallet - Humaniq servers - Contracts on Ethereum Blockchain Mobile Wallet Mobile Wallet is an interface for mobile (iOS, Android) users that provides them with quick access to their balances and lets them transact with other users/merchants. Mobile Wallet manages private and public keys for the user, which are used to sign transactions locally. It also has a built-in module for collecting biometric user data, such as voice and video, which can be used to bind the user with his identity and provide them with additional features of the platform, such as activity- or action-based emission. Mobile Wallet also includes an API for third-party developers so they can interact with Wallet: access balances, send transactions, etc. Humaniq Servers Hosted servers that are responsible for providing extended functionality on top of the standard token contract. Main responsibility of the servers is to relay signed transactions from Mobile Wallet to Ethereum blockchain. Service comes with Biometric ID API, which is used by Biometric ID services to authenticate people on the platform. Contracts on Ethereum blockchain: There are two contracts that are going to be deployed on the blockchain. First one will be the Standard Token (ERC20) contract that keeps track of user balances and allows them to transfer tokens between each other. Second one will be responsible for token emission.

Website: humaniq.co
Whitepaper: Whitepaper

Rating Review and Analytics

Investment rating
Stable not active 304 days
Hype score
NA
Risk score
NA

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Post-ICO Rating


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HumanIQ Rating Review
06.04.2017
The ICORating Agency rates the HumanIQ Project at Stable.

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See also