Dharma (DHARMA TOKEN)
An open-source protocol for peer-to-peer lending built on top of the Ethereum blockchain. It is designed to support a robust ecosystem of competing software clients, risk-assessment mechanisms, and last-mile providers to bring loan products to any credit-worthy individual in the world in a seamless, digital manner
- Loan Layer: Serves as a vehicle for loan issuance, payment, storage, and transfer - Origination Layer: Matches borrowers to lenders and mediates loan pricing in a decentralized manner - Risk-Assessment Layer: Assesses and mitigates a borrower’s credit default risk - The Dharma Protocol’s developers and maintainers take no fees
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