Bankera (BNK)

Bankera (BNK) widget

ICO date: 26.11.2017 - 01.03.2018
Industry: Banking & Payments

Bankera is building a blockchain technology based digital bank.


Bankera seeks to build a blockchain-driven digital bank. 

Bankera founders already own and operate a cryptocurrency exchange, e-wallet, debit card provider and payment processor. This solution is called SpectroCoin. Bankera team claim that SpectroCoin is an infrastructure comparable to traditional banks and they are planning to use its potential and assets when developing their new solution. 

Operation of any bank can be broken down into three core elements, i.e. capital, technology and compliance. Bankera developers say they have successfully implemented all three of them in the MVP (in the form of SpectroCoin) they had presented prior to the ICO. When it comes to technology, Bankera’s current solutions include modules for SWIFT messaging, SEPA payments, payment cards integration, bank’s ledger, Bitcoin, Ethereum, DASH, NEM modules, fraud analytics, etc.

Bankera aims to develop a fully-featured banking system for their clients. Thus, they will be offering three lines of services: payments, loans, investments. Bankera will support most of the cryptocurrencies, such as Bitcoin, Dash, Ethereum (including ERC20 tokens), NEM for all its payment related features.

Bankera has scheduled the launch of their exchange for the first half of 2018. Bankera’s exchange will support major cryptocurrencies, ERC20 and NEM Mosaic tokens. The company plans to obtain banking license or partnerships at the beginning of 2019. This will allow Bankera to offer loans and deposit service.

Founded: Lithuania, 2017
Technical details:

The core elements of Bankera’s current technology include modules for SWIFT messaging, SEPA payments, payment cards integration, bank’s ledger, Bitcoin, Ethereum, DASH, NEM modules, fraud analytics and more.

Basic review: Basic review
Whitepaper: Whitepaper

Rating Review and Analytics

Investment rating
Hype score
Medium 2.4 / 5.0
Risk score
Low 2.6 / 5.0


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