Gemini advertises that you can get started trading in just 3 minutes. Nope. All you can do in three minutes is give them money. I opened a new account with $125 and they sat on it for 6 days. When I sent an email to their customer service folks... you can guess the rest... never heard from them. I don't think they are a scam, but they are scumbags. I've had good results from Coinbase and will stick with them for now. Good luck.